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This whole forum appears to be dedicated to complaints about how CapQuest haven't provided documents in time or keep calling everyday. The simple fact is, CQ like any other DCA call everyday because y ...ï¿½

I work for a large bank infact.

It doesn't matter how you put it, what you have done is evade paying a debt and then to justify it because the bank shouold never have given it to you in the first p ...ï¿½

Again, this is where this forum becomes damaging.

Someone is giving advise to another person (troubledguy) on how to dodge paying his debts? You are advising him to evade his liability, 4 years old ...ï¿½

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As the admin has pointed out - i agree fully with the statement that the CAB or a solicitor should be consulted before any of the advise on this board is used against Capquest or any other DCA.

- T ...ï¿½

Unfortunatly i can't fully answer your quesiton, i worked in one department that was collections - the 'customer' line you call when you get one of those red letters or solicitors letters.

I don't ...ï¿½

Posting the addresses of the directors? That's abit below the belt, how about next time you do that you post your own home address while your at it.

Also as you keep affectionatly reffering to me ...ï¿½

I don't work in the DCA world anymore thankyou. Obviously, fair comment isn't allowed in this forum and neither of the pair of you can look at these issues from both sides of the fence.

Harassed, ...ï¿½

If harassed could enlghten me - what exact offence does a company commit by not presenting a copy of the agreement in the alotted time?

Not too well up on the Consumer Credit Act, are you? Becau ...ï¿½

I dont mind paying for what I owe, but, silly me, as far as I know I have never had a loan from Hfc, and have just realised they are saying they are their clients.
So. I suppose all I can do now is ...ï¿½

On another note -

I agree fully with the point that a copy of agreement should be requested however only in certain circumstances.

If the debt is old again and you possibly don't remember which ...ï¿½

Well im sorry, obviously you are getting very emotional about htis.

Capquest are not liars, theives etc .

When they have bought the debt they legally own the debt - they dont make up accounts, t ...ï¿½

Another note -

I believe some of the advise on this board appears very informative. I think the advise to request proof of debt is helpful to an extent.

It is your right to request the original ...ï¿½

Re "" posted by goodman1971 at 20:56 24/05/07 ...

I've trolled ..

Well, you got that bit right.

Ex-Crapquest employee. This board is for people making complaints about companies, this threa ...ï¿½

Where does it say this in the actual CCA1974. Sections 77 & 78 make no reference to this being part of the legal responsibility of any lender.

It isn't part of the CCA 1974. It is part of the ...ï¿½

Hello all!

I used to work for Capquest a while ago, i no longer work there howver i have dealt with many of the queries alot of you have here. Im currently working in credit management.

Im not h ...ï¿½

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